Archives for October 2014

Does Your Home Insurance Cover Your Empty Vacation Home?

It’s that time of year … getting the Vacation home ready for its long winter rest. Everything is secure and put away, water is drained from the pipes and utilities are turned off. Your vacation home on the Outer Banks will be vacant until the spring sun starts shining again. But you may want to go one step further making sure your vacation home is insured when it’s vacant. Insurance companies may view vacant properties as high risk. Even if it’s not your vacation home, homes may be left empty for a number of reasons, such as the property being for sale, undergoing renovations, divorce or … [Read more...]

Pre-Halloween FUN, GAMES & CANDY on the Outer Banks THIS Saturday!!

Halloween is just around the corner, but there are plenty of fun Halloween activities to do on the Outer Banks THIS Saturday!! There’s still plenty of time to pick out your pumpkin or trick or treat for lots of candy and fun!! HARVEST HAYDAY Saturday, OCT 25, 2014 Elizabethan Gardens, Manteo, NC 27954 Enjoy all the Fall colors, flavors and fun! Hayrides or hale bale maze, stuff a scarecrow, educational stations, face painting, educational crafts, hay bale maze, hay rides through Gardens, Music, story time, games!! Hot cider, pumpkin pie and bonfires! For info or details, call … [Read more...]

Hurricane Season is Almost Over – Should you still Prepare?

Living on the Outer Banks during the Hurricane Season it generally means, we could get some rough weather. Recent years we have been hit by Sandy and Irene and if you weren’t prepared, life was pretty tough. One way to prepare for any type of disaster here or anywhere, really, is to put together a disaster kit. According to, a family supply list should consist of: Emergency Supplies: Water, food, and clean air are important things to have if an emergency happens. Each family or individual's kit should be customized to meet specific needs, such as medications and infant … [Read more...]

Do you like FREE money?

Have you toyed with the idea of renting out your home on the Outer Banks the times you aren’t there? If so, you’d need to read and follow the rules for rented properties. There are advantages to renting out your vacation home like deducting certain expenses such as mortgage interest, real estate taxes, casualty losses, maintenance, insurance, and depreciation. (please contact your tax preparer or CPA for more details) However, you can still take advantage of renting out your home and be able to KEEP all the rental income, if your home is only rented 14 days out of the year! It’s the … [Read more...]