Archives for September 2014

22nd Annual Outer Banks Parade of Homes

22nd Annual Outer Banks Parade of Homes Oct 9 - Oct 12, 2014 View 20 homes from Corolla’s Villages at Ocean Hill to Avon on Hatteras Island (18 newly constructed homes and 2 Large-scale renovations.) New designs – New technologies – New Products!! See the latest trends in décor and design!! Each ticket is $10 for 4 Parade Days and will go to support the Outer Banks Food Pantry and other local charities. CLICK HERE for the full list of Parade Homes! Each home opens to a full description as well as directions and who the builder is!! Plan your tour today!! Maps above are from … [Read more...]

To preapprove or prequalify? Is there a difference?

You want to have your financing lined up when you first start looking for a 1st, 2nd or Vacation home on the Outer Banks, but is there a difference between if you get preapproved or prequalified? A prequalify is only worth the paper it’s written on. If you call a lender and give information over the phone, the lender may give you a PRE-qualification based ONLY on the information given to them at that time. There is nothing documented and none of your information is confirmed. You could tell them you are the Queen of England and POOF you are PRE-qualified. Not anything to take to the bank – … [Read more...]

Are your things insured when you move to the Outer Banks?

  Does homeowners insurance cover your items when you move?   When your things are in storage?   When should you have insurance in place?   When do you NEED to have insurance in place? When does one policy cover and the other take over? If you’re moving to or around the Outer Banks area, you may want to contact your insurance agent before you load up that moving truck. Homeowners and renters insurance will cover your items from damage or loss, but maybe only while they are at the original dwelling – they may not be covered in someone’s pickup or in the new house. … [Read more...]